A defendant shall be punished by imprisonment for one year.

However, the execution of the above sentence shall be suspended for a period of two years from the date this judgment became final and conclusive.

Punishment of the crime

1. Fraud;

A. On April 27, 2010, the Defendant committed a crime on April 26, 2010, at the clothing manufacturing office of “G” operated by the Victim F in Jung-gu Seoul Metropolitan Government, the Defendant may make a profit by lending money to another business instead of driving the house at home. The Defendant shall pay 35 million won, including interest at home if he/she borrowed money, by June 10, 2010.

“.....”

However, the Defendant was a bad credit holder at the time, and the monthly profit of which was abandoned as the original business was at the time, was at least three million won, and there was no intention or ability to repay until June 10, 2010.

On April 27, 2010, the Defendant transferred KRW 30 million to the H account of the Bank under the name of the Defendant on April 27, 2010.

B. On May 25, 2010, the Defendant committed the crime on May 24, 2010, lent KRW 40 million to the victim at the same place as the foregoing paragraph (1) on May 24, 2010, with interest of KRW 1.6 million per annum on May 25, 201.

“.....”

However, the Defendant was a bad credit holder at the time and was scheduled to use the borrowed money with gambling funds, and there was no intention or ability to repay the borrowed money.

On May 25, 2010, the Defendant transferred KRW 40 million to the H account in the name of the Defendant bank under the name of the Defendant.

(c)

On January 18, 2011, the Defendant, at the same place as the above Paragraph 1, 201, deposited 5% interest on March 18, 201, the 18th day of each month, which is later than the second month, when the Defendant believed that he/she was a pro-Japanese and borrowed 40 million won more than the principal and interest from the previous loan to the victim at the same place as above.

“A false representation was made.”

However, the defendant was a bad credit holder at the time and was scheduled to use the borrowed money with gambling funds, and there was no intention or ability to repay the borrowed money.

On January 19, 201, the Defendant was transferred KRW 40 million to the H account in the name of the Defendant under the name of the Defendant on January 19, 201.

The defendant deceivings the victim as such, and up to 11.1 billion won in total from the victim.