A defendant shall be punished by imprisonment for not less than one year and six months.

The defendant will pay 800,000 won to the applicant through fraud.

Punishment of the crime

The defendant would give a loan to the victims who applied for loan counseling while working as the D staff of the lending brokerage company in the House C at his own Government.

The intent was to acquire money by fraud, which is referred to as “the money.”

1. The Defendant is a F Bank Staff member by phone call to the victim E at the above D office around March 8, 2018.

First of all, if a loan is received from a lending company at a high interest rate and is repaid at a low interest rate, it is possible to lend at a low interest rate.

If money is transferred to G bank account (Account Number H) after being granted a loan, it will be possible to obtain a low interest rate substitute loan.

“A false statement” was made.

However, since the defendant was not an employee of a financial institution, and was thought to use money in another place, he did not have any intention or ability to lend money at a low interest rate even if he received money from the victim.

As such, the Defendant, by deceiving the victim, received from the victim, KRW 4,50,00 on March 16, 2018, KRW 3,500,00 on or around March 19, 2018, KRW 2,00,00 on or around March 22, 2018, KRW 1,000,00 on or around March 27, 2018, KRW 330,00 on or around April 2, 2018, KRW 70,00 on or around April 5, 2018, KRW 690,000 on or around April 10, 2018, and KRW 70,000 on or around April 5, 2018, KRW 2000 on the aggregate of KRW 70,000 on or around April 10, 2018.

2. On April 3, 2018, the criminal defendant against the victim I is a F bank staff member by phone to the victim I at the above D office.

First of all, if a loan is received from a lending company at a high interest rate and is repaid at a low interest rate, it is possible to lend at a low interest rate.

If money is transferred to G bank account (Account Number H) after being granted a loan, it will be possible to obtain a low interest rate substitute loan.

“A false statement” was made.

However, since the defendant was not an employee of a financial institution, and was thought to use money in another place, he did not have any intention or ability to lend money at a low interest rate even if he received money from the victim.

The defendant deceivings the victim as such.