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1. The Defendant’s KRW 168,840,00 for the Plaintiff and KRW 5% per annum from April 21, 2017 to December 21, 2017.
Reasons
1. Facts of recognition;
A. The Plaintiff is a non-profit corporation that is established pursuant to the CCC and whose main business is to receive deposits, installment savings, etc. from its members and to lend funds to its members.
B. From February 1994, the Defendant was in office as the president of the Plaintiff, and retired on February 18, 2016, by taking charge of the approval of the loan as the final right holder.
C. On November 23, 2009, the Defendant approved a loan transaction agreement with the content that loans KRW 1.49 billion to D 6520,000,000 as collateral with E forest land (hereinafter “instant forest”).
However, on December 23, 2009, the Defendant approved the loan transaction agreement to increase the total amount of loans to KRW 1.74 billion without any additional security (hereinafter “instant loan”). Accordingly, the Plaintiff paid KRW 1.74 billion to D in total.
According to the Plaintiff’s credit business regulations and credit business manuals, the ratio of secured loan to “real estate” is 60/100 of the effective collateral value [value / (amount of preferred mortgage + amount of deposit for lease, small amount of deposit, etc.)].
At the time of the instant loan, the instant real estate was a site, and the appraised value was KRW 2.498 million. However, the instant loan was executed with the amount of KRW 1.498 billion (=2.4998 billion x 60%) exceeding the amount of KRW 240,1200,000,000 as effective collateral value exceeding 2.441.2 million.
E. Of the instant loans, the Plaintiff did not recover approximately KRW 240,1200,000,000,000 for principal and interest thereon, and KRW 1,550,000,000,000,000,00
[Ground of recognition] Facts without dispute, Gap evidence Nos. 1 through 6, 8, Eul evidence Nos. 1, 3, 11, 14, 15, 18, 19, 20 (including branch numbers, if any; hereinafter the same shall apply) and the purport of the whole pleadings
2. Determination
A. The officers of the C Union who incurred the liability for damages shall be the officers.