1. The plaintiff's appeal is dismissed.

2. The costs of appeal shall be borne by the Plaintiff.

The purport of the claim and appeal is the purport of the appeal.

1. The particulars of the instant primary accident are as follows.

사고 당시 보험관계 원고 피보험차량 (이하 ‘원고 차량’) 피고 피보험차량 (이하 ‘피고 차량’) C D 일시 2016. 3. 21. 09:30경 장소 경남 함안군 가야읍 모곡리 남해고속도로 109.8km 지점 진주방면 사고 상황 4차로 노면에 있던 쇳덩이가 피고 차량과의 접촉으로 3차로로 튕겨지면서, 원고 차량의 운전석 하부를 충격하여 좌측 앞바퀴 타이어와 차체가 파손됨. 이 사건 1차 사고로 인하여 원고 차량은 3차로에서 5분 가량 그대로 정차하였는데, 같은 차로에서 원고 차량을 뒤따르던 E 차량, F 차량, G 차량, H 차량은 모두 정차하였으나, 그 뒤를 따르던 I 차량(이하 ‘소외 차량’이라 한다)은 안전하게 정차하지 못하고 전방의 H 차량의 후미를 들이받은 바람에 그 충격으로 원고 차량까지 연쇄적으로 추돌하는 사고가 발생하였다

(hereinafter “the instant secondary accident”). The instant secondary accident caused damages to each of the vehicles by five persons of J, K, L, M, and N who boarded each of the vehicles due to the instant secondary accident.

On January 17, 2017, the Plaintiff paid KRW 750,000,00 out of the amount of damage caused by the substitute vehicle for H vehicle, and paid KRW 19,479,440,00 in total as damages caused by the instant secondary accident on January 29, 2018, such as medical expenses and the payment of the agreed amount for the said five persons.

[Grounds for Recognition: Documents and images of Evidence A1 to 11 (including each number), Eul 1 and 2]

2. Assertion and determination

A. The Plaintiff’s assertion that the instant secondary accident occurred due to the Defendant’s joint tort against the Plaintiff’s vehicle and Nonparty’s vehicle that caused the instant primary accident, resulting in the impossibility of operating the Plaintiff’s vehicle. The Plaintiff paid damages of KRW 19,479,440 to the victims, thereby acquiring the right to indemnity equivalent to the same amount as to the Defendant.

Therefore, the defendant shall pay the plaintiff the above KRW 19,479,440.