1. The defendant shall pay to the plaintiff KRW 47,486,295 as well as KRW 39,436,667 as per annum from April 23, 2020 to the day of full payment.

1. Grounds for claim;

A. On December 2004, the Defendant applied for membership as a credit card member of C Bank (Gu, D Bank) handled by the Plaintiff. In this case, the Plaintiff approved the standard terms and conditions of individual credit card holders.

The Defendant issued a credit card (credit card number: E) to the Defendant, and the Defendant received the credit card on January 4, 2005.

B. However, the Defendant did not pay the Plaintiff the above credit card fee, and lost the Plaintiff’s benefit of time pursuant to Article 29 of the above standardized terms and conditions.

Pursuant to Article 27(4) of the above standardized terms and conditions, the overdue interest rate due to the debtor's overdue payment of credit card payment is 18.9% per annum.

C. The Defendant’s credit card payment obligation to the Plaintiff as of April 22, 2020 is the total amount of KRW 39,436,667, interest of KRW 8,049,628 (in the case of incorporation, interest of KRW 7,459,072, interest of KRW 590,556) and KRW 47,486,295.

2. The plaintiff's above assertion can be acknowledged in full view of the purport of the whole arguments in each statement of evidence Nos. 1 to 5 (including each number) of the board A.

3. The plaintiff's claim for the conclusion is justified and acceptable.