Defendant shall be punished by a fine of KRW 5,000,000.

If the defendant does not pay the above fine, 50,000 won.

Punishment of the crime

Any person who intends to operate a credit business shall file for registration with the competent authority having jurisdiction over the relevant place of business by place of business, and shall not collect interest exceeding 30/100 per annum if an unregistered credit service provider lends a loan.

1. On August 1, 2011, the Defendant loaned KRW 700,000,000,000,000,000 to B, as a fee, from the French land, to B, and conducted a unregistered credit business with repayment of KRW 200,000 as interest for ten days, and received interest at a rate of KRW 1,460 per annum exceeding 30% per annum.

2. On August 8, 2011, the Defendant loaned KRW 700,000,000,000 after deducting KRW 300,000 from the front road of Bupyeong-gu Incheon Metropolitan City, Incheon, as a commission, to D, and operated an unregistered credit business with payment of KRW 600,00 as interest for 20 days, and received interest at a rate of KRW 1,564 per annum exceeding the said annual interest rate of KRW 30%.

Summary of Evidence

1. Defendant's legal statement;

1. Each police statement made to D and E;

1. Application of the Acts and subordinate statutes concerning the details of transactions by lending business advertisement and account;

1. Article 19 (1) 1, Article 3 (1) of the Act on Registration of Credit Business, etc. and Protection of Finance Users regarding criminal facts and Article 19 (1) 1, Article 3 (1) of the Act on Registration of Credit Business, etc. and Protection of Finance Users (hereafter referred to as "unregistered credit service provider, etc."), Articles 19 (2) 3 and 11 (1) of the Act on Registration of Credit Business, etc. and Protection of Finance Users (hereafter

1. Of concurrent crimes, the former part of Article 37, Articles 38 (1) 2 and 50 of the Criminal Act;

1. Articles 70 and 69 (2) of the Criminal Act for the detention of a workhouse;

1. Article 334 (1) of the Criminal Procedure Act of the provisional payment order;