A defendant shall be punished by imprisonment for four months.

However, the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.

Punishment of the crime

In using and managing a means of access, no one shall borrow or lend a means of access or keep, deliver or distribute a means of access, in receiving, demanding or promising compensation, unless otherwise expressly provided for in any other Act.

Nevertheless, on April 8, 2019, the Defendant received a proposal from a person who has no name, stating that he would grant a loan if he/she creates an account and a check card, and accepted it, and then, at the post office located in the Dong-dong, Ansan-dong, Dong-dong, Dong-dong, he/she sent the password of the above physical card to the person who has no name, through parcel, and through text messages, notified him/her of the password of the above physical card through text messages.

As a result, the Defendant promised to receive a future loan in return for an intangible expected profit, and lent a means of access for electronic financial transactions to a person who is named in the name.

In using and managing a means of access, no person shall borrow or lend a means of access or keep, deliver or distribute a means of access, in receiving, demanding or promising compensation, unless otherwise expressly provided for in any other Act.

Nevertheless, on July 14, 2019, the Defendant received a proposal from a person whose name misrepresenting the personal credit service provider is unknown, stating that “the head of a passbook capable of repaying the loan and interest would normally be used for the loan to be executed, and the extent of the limit should be confirmed.” On July 15, 2019, the Defendant sent a e-mail card connected to the Defendant’s account in the name of the E-bank (F) at the Defendant’s residence located in Ansan-si, Ansan-si, and notified Kwikset service article of the password’s personal identification number.

Accordingly, the defendant was promised to receive a future loan in return for the intangible expected interest, and his name is unknown.