A defendant shall be punished by imprisonment for not more than ten months.

However, the execution of the above punishment shall be suspended for a period of two years from the date this judgment becomes final and conclusive.

Punishment of the crime

Even if the defendant received a loan from the victims, he did not have an intention or ability to change the name of the lender to the defendant or to repay the loan instead of the loan.

1. On February 2016, the Defendant, against the victim C, called the victim at the influence of the date of the first order of February 2016, to change the name of the obligor three months after the date when the Defendant sent the victim money with the loan granted by the lending company under four times in urgent need of the money.

“A false statement was made to the effect that it was “.”

Defendant deceiving the victim as above and caused the victim to borrow 4 million won from HK Savings Bank around February 11, 2016, and 3 million won from HK Savings Bank around February 24, 2016, and then received KRW 7 million from the victim around that time.

2. On February 12, 2016, the Defendant: (a) by deceiving the victim as described in paragraph (1); (b) had the victim borrow 3 million won from the crum; and (c) received KRW 3 million from the victim around that time.

3. On February 19, 2016, the Defendant by fraud against the victim E, by deceiving the victim as described in paragraph (1), and allowing the victim to borrow three million won from around February 19, 2016, and then received three million won from the victim around that time.

4. On March 23, 2016, the Defendant: (a) by deceiving the victim as described in paragraph (1); (b) obtained KRW 5 million from the Hyundai Savings Bank around April 18, 2016; (c) KRW 9 million from around April 25, 2016; and (d) obtained KRW 3 million from H around May 11, 201; and (c) obtained from H around around May 11, 201, KRW 20 million from the victim; and (d) received from H around that time, KRW 20 million from the victim.

Accordingly, the defendant deceivings the victims and received a total of 33 million won from the victims.

Summary of Evidence

1. The trial records in the third and seventh public trial records;