1. Of the judgment of the court of first instance, 37,939,928 won and this is jointly and severally applied to the Plaintiff (Counterclaim Defendant) against the Defendant (Counterclaim Plaintiff).

1. Facts of recognition;

A. The Plaintiff [the Act on Registration of Credit Business, etc. and Protection of Finance Users (hereinafter referred to as the “Credit Business Act”)]

(1) The term "Defendant B Company" is called as "Defendant B Company."

The loan was concluded between the Defendant and the Defendant Company as listed in the following table Nos. 1, and the loan was loaned to the Defendant Company. At the time, Defendant A guaranteed the above loan's obligation and hereinafter "the first loan of this case".

(2) The Defendant A entered into a loan agreement between Defendant A and Defendant A as set forth in the following table 2, and loaned the loan to Defendant A.

hereinafter referred to as "second loans of this case"

(2) On October 25, 2012, the interest rate of the loan (won) 1: (a) 30,000 on April 25, 2012; (b) 25, 2013 (amended to September 25, 2013); (c) 36% per annum 36% per annum after 20,000 on September 30, 2013; (d) 38% per annum 20,000 on September 30, 2014; (e) 1.g., 30% per annum 216% per annum 36% per annum after 20,000 on September 30, 2014; and (e) 30% per annum 20,000,000 per annum 136% per annum 20,000,000 per annum 27,000 won per annum 27,000 won per annum 27.

2. Determination: