A defendant shall be punished by imprisonment for not less than one year and six months.

Punishment of the crime

A person who has failed to name ("B") proposes that the victims who need a large number of unspecified financial loans residing in the country who misrepresented to the financial institution and borrowed the existing loan at a low interest rate, and when the victims consent to the lending, the victims misrepresenting the employees of the existing financial institution that received the loan and receiving the additional loan by misrepresenting them to the designated account because they are illegal, operate the crime organization of "Singing", which is a telephone financial fraud organization that collects money from the victims.

On May 13, 2020, the Defendant received a proposal that “The Defendant would pay KRW 300,000 per case if he received cash from a person who deposits or instructs a person who deposits or instructs a person who deposits with no passbook,” and received an instruction from the victim to collect cash from the victim through smartphone app apps (lapp) and telegram Meg Meg Meg Meg Meg Meg Meg Meg Meg Meg Meg Meg Meg Megs.”

At around 08:55 on May 13, 2020, the above person under whose name the victim was not entitled to a loan of KRW 45,00,000 from a bank to contact the victim C by telephone, and misrepresenting the victim to make a loan of KRW 20,50,000,000, the victim was the director of the claim team at around 09:58 on the same day, and it was a violation of the loan regulations to make a loan of KRW 18,430,00 from a bank. It is possible to carry out a loan if he withdraws the existing loan in cash and immediately delivers it.

However, the nameless person was not the director of the department affiliated with D Bank E agency or F Bonds Team, and even if he receives money from the victim, the loan is made.