1. The defendant shall pay to the plaintiff KRW 22,904,117 and KRW 20,098,971 among them, from November 4, 2016 to the day of full payment.

In full view of the facts in the arguments in Gap evidence Nos. 1 through 4, the plaintiff entered into a loan transaction agreement with the defendant on September 3, 2012 on the loan limit of 20 million won, repayment date of 3, 2014, interest rate of 6.7% per annum, 11% per annum, and interest rate of 5.7% per annum; the plaintiff thereafter entered into an additional transaction agreement with the defendant on September 3, 2016; the plaintiff lent 20,098,971 won to the defendant until December 27, 2015; the total interest accrued until November 3, 2016, the loan payment rate of 2,470,576, 334,570, and 15% per annum under the above loan agreement.

According to the above facts, the Defendant is obligated to pay to the Plaintiff damages for delay calculated at the rate of 15.9% per annum, which is the agreed interest rate of 22,904,117 won, including the principal and interest of loan (20,098,971 won, interest of KRW 2,470,576, and interest of KRW 334,570) accrued until November 3, 2016, and the principal of loan 20,098,971 among them, from November 4, 2016 to the date of full payment.

Therefore, the plaintiff's claim of this case is reasonable, and it is decided as per Disposition by admitting it.