1. The plaintiff's appeal is dismissed.

2. The plaintiff's supplementary claim is dismissed in this court.

2...

1. Facts of recognition;

A. On April 16, 2007, the Plaintiff entered into the instant insurance contract with the Defendant, and entered into a non-dividend loan insurance contract (hereinafter “instant insurance contract”) with the following content.

O Insured: The insured period of the Plaintiff’s insurance: the content of the O insurance premium of KRW 170,700 per insurance premium from April 16, 2007 to April 16, 2050 - With respect to the coverage of KRW 300 million for general injury, injury, death and injury after death (100 million): - With respect to the payment rate of KRW 100 million for the disability classification among the obstacles of the O bridge of KRW 100 million (100 million): When the function of Section 1 of Section 3 is completely lost among the three major sections of the bridge of KRW 100 million: 30 - The term “three major sections” of Section 3 of the bridge refers to the shre, knene, and the gresh.

- “When the function has been completely lost” means the case in which complete steel (fencing) or artificial pelles or artificial pelles are inserted;

B. (1) On October 12, 2009, the Plaintiff suffered from the instant insurance accident (hereinafter “instant insurance accident”) the Plaintiff suffered from the injury of the closed pellet on the left side of the port, following the bicycle riding in Anyangcheon Park located in Ansan-si, Ansan-si, an Ansan-si.

(2) As a result, on October 13, 2009, the Plaintiff was performing a dump operation for a diplomatic mission with a high view at a training hospital affiliated with a university of Egynam National University, and thereafter discharged the Plaintiff on October 27, 2009.

C. On November 20, 2009, the Plaintiff filed a claim with the Defendant for the insurance proceeds under the instant insurance contract stating that “the date and time of the accident: the accident occurred on October 12, 2009; the circumstances leading up to the occurrence of the bicycle: the name of the diagnosis; the name of the diagnosis;” and that the insurance proceeds were paid by the Defendant on the 23th of the same month. On the other hand, the Plaintiff received KRW 1,420,000,000 from the Defendant for the injury hospitalization expenses, KRW 320,000,000,000,000,000,000,000,000,000,000,0000,000,000,000,000,000,0000,000,000,000 won.