Defendant shall be punished by a fine of eight million won.

If the defendant does not pay the above fine, KRW 100,000.

Punishment of the crime

A person who intends to engage in loan business shall register with the competent authority, and where a unregistered credit service provider grants a loan, he/she shall not receive interest exceeding 25% per annum.

Nevertheless, on August 7, 2014, the Defendant and B, without registering, lent KRW 4.5 million to the above D in the office of "E" operated by Songpa-gu Seoul Da 201 on August 7, 2014, and the Defendant and B received KRW 100,000 per day from the above D to the above D in the number of days for 60 days, and the Defendant and B conspired with each other to receive interest exceeding the limited interest rate as stated in attached Table 1, and did not register the loan business.

Summary of Evidence

1. Statement by the defendant in court;

1. Statement made by the police against D;

1. A list of details of loan transactions;

1. Details of passbook transactions and a detailed statement of transactions from entry and withdrawal;

1. Investigation reports (Submission of Details of Account Transactions in B), investigation reports (Calculation of Interest Rate in Excess), and the application of statutes;

1. Relevant legal provisions concerning criminal facts, registration of the selective loan business, etc. of punishment, and Article 19(1)1 and Article 3(1) of the Act on the Protection of Financial Users, Article 30 of the Criminal Act, registration of loan business, etc., and Articles 19(2)3 and 11(1) of the Act on the Protection of Financial Users, Articles 19(2)3 and 11(1) of the same Act, Article 30 of the Criminal Act, and selection of fines, respectively;

1. The former part of Article 37 of the Criminal Act, and Articles 38 (1) 2 and 50 of the same Act, which aggravated concurrent crimes;

1. Article 70(1) and Article 69(2) of the Criminal Act to attract a workhouse;