1. The Defendant amounting to KRW 770,00,000 and to KRW 12% per annum from July 1, 2011 to August 17, 201, respectively, to the Plaintiff.

1. Comprehensively taking account of the overall purport of arguments as to the cause of the claim Gap's evidence Nos. 1 through 9, the Bank of Es Savings Co., Ltd. (hereinafter "Es Savings Bank") concluded a credit transaction agreement with 20% interest rate of 7,700,000 per annum, interest rate of 12% per annum, interest rate of 25% per annum, interest rate of 70% per annum, interest rate of 70% per annum from the date of maturity 17, 2012, interest rate of 10% per annum from February 17, 2012, interest rate of 70% per annum from the date of maturity 20,000,000 won per annum 10,000,000 won per annum 27,000,000 won per annum 27,07,000 won per annum from the date of maturity 17, 207,000,000 won per annum 14.

2. The Defendant’s assertion is based on the following: (a) the Defendant: (b) executed a credit transaction agreement and a guarantee of good faith under the intent not to impose liability on the Defendant in order to avoid the application of the law that restricts B’s lending limit to the same person; (c) or the internal regulations of financial institutions; and (d) drafted a credit transaction agreement and a guarantee of good faith under the intent not to impose liability on the Defendant.