A defendant shall be punished by imprisonment for one year.

Seized evidence 1, 3, 4, and 5 shall be confiscated, respectively.

Punishment of the crime

[former Fact-finding] The telephone financial fraud organization sending letters describing loans to the effect that "a loan can be made up to 43 million won at a low interest rate of 3 to 5% if it makes a marina card to unspecified persons," and it is operated in the form of an organization by which people are divided into two roles, including "total liability" ordering plans, "in the form of loan business and directly deception against victims," "in the form of a loan business operator and a victim's direct deception," "payment charge" in which money is collected from cash collection and delivery to the general responsibility.

After the public invitation of telephone financial fraud assistance officers, the name omitted (tentative name B) of the assistance officer, who is an incentive, is not known at around 10:00 on December 9, 2019, when the location of the assistance officer (tentative name B) is not known, called "whether or not there was a fact of receiving a loan, or not there was a fact of receiving a loan." It is false that the assistance officer, who is the incentive, received the loan from the victim, was called the F Bank employee at a place where the location is unknown at around 10:50 on the 10th of the same month, and the applicant for the loan to the F Bank employee at around 10:50 on the 10th of the same month. If the applicant wishes to obtain the loan, the debt collection procedure will proceed with the violation of the Financial Law. It is necessary to call the victim to repay the loan at the end of the 29,146,000 won in cash."