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(영문) 광주지방법원 2016.02.04 2015가합55511
보험계약무효확인 등
Text

1. All of the plaintiff's claims are dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. On March 22, 2002, the Defendant entered into an insurance contract with the Plaintiff as indicated in the attached insurance contract indicating the insured himself/herself (hereinafter “instant insurance contract”).

B. After the conclusion of the instant insurance contract, the Defendant received hospitalized treatment for 14 days from Sep. 29, 2005 to Oct. 12, 2005, as indicated in the attached Table, for 56 times in total from Sept. 29, 2005 to Dec. 30, 2014, as indicated in the attached Table, from Sep. 29, 2005 to 996.

C. From 1999 to 2009, the Defendant received insurance proceeds totaling KRW 164,490,000, including the insurance company’s KRW 26,930,000 received from the Plaintiff, on the following grounds: (a) the insurance contract of this case and its coverage are similar in nature to that of the insurance company as indicated in the following table; and (b) the insurance contract of this case was concluded with the Defendant as the insured (i.e., “hyer cancer treatment” with the post office is cancer insurance; and (c) the “hyeral Love Insurance” with the Lan Life is not similar in terms of the content and nature of the insurance contract of this case as dental insurance; and (d) the insurance contract was received from the Plaintiff.

ch. On January 15, 1999, the 196th insurance premium (unit: Won : Won 20,000 insurance) of the product name of the insurance company, the cancellation of 83,400 non-life insurance on June 4, 2001 (I), 30 on June 7, 2001, the termination of 75,430 (IO on January 22, 2008) 4 post office 4, 2007, the 196th insurance policy of traffic safety (on July 10, 200, 200) and the termination of 30,65,430 non-life insurance (on January 22, 2008) and the termination of 30,06, 206, 306, 206, 206, 307, 206, 306, 204, 207, 206, 3636,5, 206.4,

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