1. The plaintiff's claims against the defendants are all dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

1. Basic facts

A. From May 22, 2014 to May 22, 2015, the Plaintiff concluded a Korean-style apartment complex insurance contract with the insured as the insured A Apartment (general household unit KRW 20 million, underground parking lots, ancillary buildings, building structures, electricity facilities, machinery facilities, fixtures, etc.) with the insurance subject matter as a chemical A apartment (the general household unit unit KRW 20 million, underground parking lots, ancillary buildings, building structures, machinery facilities, fixtures, etc.) to ensure the risk of fire and electricity damage.

(hereinafter “instant insurance contract”). (b)

On December 5, 2014, at around 21:45, a fire occurred in the main bank of the above apartment Nos. 103, 1004 (hereinafter “the apartment of this case”) located in B, and the water purifiers, water purifiers, and furnitures at the location were destroyed by the fire.

(hereinafter “instant fire”). C.

The instant fire occurred in the vicinity of the water purifier installed in the main bank of the instant apartment (hereinafter “instant water purifier”). Defendant Cowa Corporation (hereinafter “Defendant Cowa Corporation”) is the manufacturer and seller of the instant water purifier, and Defendant Dongbu Fire Marine Insurance Co., Ltd. (hereinafter “Defendant Dongbu Fire”) is the insurer who entered into an insurance contract with Defendant Cowawa to cover the damage incurred by the water purifier manufactured and sold by the said Defendant.

The instant fire caused damage to KRW 34,510,90,06 in total to the household building, exclusive part building, and common area building, etc. of the instant apartment. On March 11, 2015, the Plaintiff, as an insurer, paid KRW 3,431,04 to the council of occupants’ representatives of the A apartment that is the victim of common areas, KRW 28,995,667, and KRW 2,084,195 to B, the owner of the instant apartment building, on May 18, 2015.

[Ground of recognition] Facts without dispute, Gap evidence 1, 2, Gap evidence 3-1, 2, Gap evidence 5-1, 2, and Gap evidence 7, the purport of the whole pleadings

2. Determination on the cause of the claim

A. The Plaintiff’s assertion of the instant fire is that of the instant water purifier.