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Reasons
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(영문) 대전지방법원천안지원 2016.06.15 2015가단19618
대여금
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1. As to KRW 23,482,476 and KRW 23,186,292 among the Plaintiff, the Defendant shall pay to the Plaintiff the year from November 23, 2015 to February 2, 2016.

Reasons

1. Facts of recognition;

A. On September 1, 2015, the Plaintiff entered into a credit transaction agreement with the Defendant on August 1, 2015, with a credit amount of KRW 25,00,000, annual interest rate of less than 22%, annual interest rate of less than three months, the agreed interest rate of less than three months and less than six months, the agreed interest rate of 10%, and the agreed interest rate of not less than six months plus 12%, and the agreed interest rate of not less than six months, the principal and interest shall be paid in installments each day from the day following the date on which the credit is implemented, and the credit transaction agreement with the Defendant on August 1, 201, and lent KRW 25,00,00 to the Defendant.

B. From November 3, 2015, the Defendant delayed the repayment of principal and interest, and lost the benefit of time on November 7, 2015.

C. The principal and interest of a loan as of November 22, 2015 is KRW 23,482,476 (i.e., principal amount: KRW 23,186,292; interest in arrears accrued until November 22, 2015).

[Ground of recognition] Facts without dispute, entry of Gap evidence 1 to 4, purport of the whole pleadings

2. According to the above facts of determination as to the cause of the claim, the Defendant shall pay the Plaintiff the principal of KRW 23,482,476 and the principal of KRW 23,186,292 from November 23, 2015 to February 2, 2016, as the Plaintiff seeks from November 23, 2015, the overdue interest rate of KRW 23,186,292, and the overdue interest rate of KRW 23,186,292, which is the date following the date on which the final interest is calculated, and the overdue interest rate of KRW 3 months from February 2,

The same shall also apply to less than six months.

To the end, 30% per annum, 32% per annum from the following day to the six-month period, and 34% per annum from the next day to the day of full payment.

3. In conclusion, the plaintiff's claim of this case is reasonable, and it is so decided as per Disposition.

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