Defendant shall be punished by a fine of KRW 3,000,000.

When the defendant does not pay the above fine, 100,000 won.

Punishment of the crime

No person shall lend any access medium used for electronic financial transactions while receiving, demanding or promising the payment.

Nevertheless, the Defendant, on January 5, 2018, from a person who is not in a name but is not in good credit and therefore is difficult to lend a party loan.

It is possible to borrow a loan after accumulating credit points by accumulating transaction performance.

When sending a e-mail card, it is expected to borrow 200,000 won by raising the transaction performance.

“On January 8, 2018, at around 14:00, 265, the Songpa-gu Seoul Olympic Games, and one copy of the physical card linked to the account (Account Number B) of the Defendant’s name in front of the exit of the Defendant at least one calendar calendar (265).

Accordingly, the Defendant promised to receive intangible expected profit from future loans by raising credit rating through the details of deposit and withdrawal transactions, and lent an access medium.

Summary of Evidence

1. Statement by the defendant in court;

1. A protocol concerning the examination of the police officers of the accused;

1. Statement made by the police against C;

1. Application of the statutes governing the list of transactions of deposits and withdrawals;

1. Relevant Article of the Act on Criminal Facts and Articles 49 (4) 2 and 6 (3) 2 of the Act on Specialized Financial Transactions in the Selection of Punishment (excluding punishment: Selection of a punishment: tension with a repeated crime, but it shall be considered that there is no benefit accrued directly);

1. Article 70(1) and Article 69(2) of the Criminal Act to attract a workhouse;