A defendant shall be punished by imprisonment with prison labor for up to six months.

However, the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.

Punishment of the crime

Defendant,

1. On February 28, 2019, the facts in C operated by the Defendant located in Heak-gu, Chungcheongnam-gu, Chungcheongnam-gu, the financial standing of the Defendant was aggravated, and even if the Defendant received money from the victim D under the pretext of lending money, it was thought that the Defendant would personally consume it, and even if it was not an intention or ability to return interest and principal by means of lending it to the branch, etc., if the Defendant is charged with KRW 9,500,000,000,000,000,000 as interest per month, and the principal would be returned to the victim at the end of 2019, and the principal would be returned to the victim at the end of 2019,000 won on the same day.

3. 13.6.5 million won, etc. which has been remitted to the Defendant’s account and acquired by fraud;

2. The same year;

3. 18. The above facts at the same place are false in stating that if the defendant's financial situation has aggravated at the time, even if he received money for the purpose of lending money from the victim, he will be able to make personal consumption, and even if he did not have any intention or ability to return interest and principal by lending it to the beneficiary, he will pay 9.5 million won as interest every month after deducting 5 million won from the person who runs his business like paragraph 1 in advance as the victim, he will receive 9.5 million won as the interest every month from the victim to the defendant's account, and shall receive 9.5 million won as of the same day from the victim.

3. The same year; and

4. The above facts at the same place are false statements stating that even if a defendant received money for the purpose of lending money from a victim because the financial situation of the defendant was aggravated at the time, it was thought that it would be personally consumed, and that there was no intention or ability to return interest and principal through lending to a beneficiary, etc., if the victim did not have an intention or ability to return the interest and principal, he will make a telephone to the victim with the victim as the interest per each month."