1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

1. The Plaintiff’s gist of the Plaintiff’s assertion was first met on April 2016, and around May 25, 2016, the Plaintiff started to go back to the Plaintiff’s life wave on the main point of “D” located in Gwangju, which the Defendant operated. The Defendant is one of his occupation and status, and the Defendant has access to high-class car volume and well-known goods market by emphasizing the Plaintiff’s high-class car size and well-known market. Since June 2016, 2016, the Plaintiff started to specifically ask the Plaintiff about his income, the number of cards held by the Plaintiff, and the existence of loans.

Before reaching the Defendant, the Plaintiff was a usual employee who received 1.5 million won per month’s salary at the manager of the physical type management company, and was in possession of a credit card 20,000 and did not use it well, and did not use it in cash.

On June 2016, the Defendant issued multiple copies of credit cards to the Plaintiff and paid it well, so it is easy to raise credit rating and increase the lending limit so that it can raise the payment limit of apartment houses. The Defendant issued credit cards in the name of the Plaintiff to the Plaintiff to increase the Plaintiff’s credit rating by using the Plaintiff’s card as it uses a monthly number of million won as entertainment expenses for the Plaintiff’s business. Furthermore, the Defendant opened an individual E company in the name of the Plaintiff and issued a “business card” and used the “business card” would also increase credit rating. After having the Plaintiff establish a business company on June 15, 2016, the Defendant issued the business card to the Plaintiff, thereby raising the Plaintiff’s credit rating.

The plaintiff, who belongs to the above false statement, was ordered to issue multiple copies of credit cards to the defendant as required by the defendant, and the defendant used the plaintiff's credit cards in an intensive manner from July 2016.