1. All appeals by the defendant against the plaintiffs are dismissed.

2. The costs of appeal shall be borne by the Defendant.

purport, purport, and.

1. The reasoning of the judgment of this court citing the judgment of the court of first instance is as follows, and it is identical to the reasoning of the judgment of the court of first instance, except for the addition of some contents as follows. Thus, it is acceptable in accordance with the main sentence of

2. The addition;

A. The following is added to the fourth part of the judgment of the court of first instance in the following. The defendant, ".." In addition, the defendant, D intentionally committed suicide by emphasizing his own personal disease suffering from depression and sulphosis, which constitutes the Korean Standard Disease and Death Classification, X70, which does not pay insurance money. However, if the act of direct cause causing the death occurred due to external factors in the absence of free decision-making by the insured, the death may constitute an accident that is not caused by the insured's intentional act and may constitute death, which is an insurance accident, which is not caused by the insured's intention. D's death without any free decision-making due to mental disorder, mental disorder, mental disorder, etc. is 3-B of the following 3-B.

항에서 보는 바와 같으므로, 위 사고는 이 사건 보험계약의 보장대상이 되는 재해인 한국표준질병ㆍ사인분류상 X91항-목맴, 압박 및 질식에 의한 가해- 의 우발적인 외래의 사고에 해당한다고 할 것이다

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(b)the following shall be added to the third part of the 12th decision of the first instance.

(7) At around 04:00 on January 1, 201, D died of a Do, which was temporarily set up at the house as a director's issue. Considering the characteristics of the date, time, place, and the relationship with the family members of the usual level, D is difficult to deem D to have planned and implemented suicide at the house of the Do in advance. (8) The Korean Medical Association shall enter into a mental disorder with respect to the request for the medical record appraisal of this Court, such as the network and crypt, in accordance with the obligatory record.