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(영문) 제주지방법원 2020.11.13 2020가단1645
신용카드이용대금
Text

The Defendants shall be jointly and severally liable to the Plaintiff, and Defendant E shall not exceed KRW 60,00,00,000, and KRW 54,186,955 and double KRW 49,924.

Reasons

According to the overall purport of evidence Nos. 1 and 2 (including paper numbers), Defendant C Co., Ltd. (hereinafter “Defendant C”) entered into a credit card subscription agreement with the Plaintiff on December 21, 2018 and entered into a credit card subscription agreement with the Plaintiff on December 21, 2018, entered into an agreement with the Plaintiff to lose the benefit of time, pay the pre-existing card use fees and fees in a lump sum, and pay an interest of 24% per annum in addition to the interest of 24% per annum. Defendant Co., Ltd may recognize the fact that the overdue amount as of August 15, 2019 was due to the delinquency in paying the card use fees as of February 10, 202, the principal amount was 49,924,790 won, interest interest interest rate was 4,262,165 won, and Defendant E’s credit card payment obligations to the Plaintiff on December 21, 2018 within the limit of KRW 36 million.

Therefore, the Defendants are jointly and severally liable to the Plaintiff, and Defendant E is obligated to pay to the Plaintiff 54,186,955 won and damages for delay calculated at the rate of 24% per annum from February 11, 2020 to the date of full payment of the principal of double-use amount of KRW 49,924,790, within the limit of KRW 60,000,000, which is the guarantee limit.

The plaintiff's claim is reasonable and accepted.

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