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(영문) 서울북부지방법원 2015.11.06 2014가단37054
할부금
Text

1. The defendant shall pay to the plaintiff the amount of KRW 182,414,805 and the amount of KRW 182,112,172 from June 10, 2014 to the date of full payment.

Reasons

1. Basic facts

A. On October 17, 2013, at the office of “C” located in Seoul operated by the Defendant, the Defendant received a request from D to lend the name in entering into the automobile installment financing contract with the Plaintiff, and received an explanation from E, the Plaintiff’s agent, on the terms and conditions of the contract, and then, signed and sealed the automobile installment financing agreement with which the terms and conditions of the contract are not specified, and delivered it to E.

(hereinafter referred to as “the first installment agreement of this case”). B.

The Plaintiff’s Staff F, while making a telephone call with the Defendant on the same day, confirmed all of the Defendant as to “the amount of loans 95,00,000 won in the name of the purchase of high-end vehicles in GGGT-R, 60 months in the loan period, 10.72% in the annual interest rate, 25% in the overdue interest rate, the first installment, and 2,052,00 won in the first five-day installments in each month after the second installment, are automatically transferred to the Plaintiff from the Defendant’s account under the name of the Defendant (National Bank H). The Defendant written and signed in the installment financing agreement, and explained the terms of the contract, and executed loans in D future as stated in the written request for the payment of goods prepared at the time of the installment agreement.”

C. On November 26, 2013, the Defendant, at the place indicated in the foregoing paragraph (a), signed and sealed an installment financing agreement in which the terms and conditions of the contract are not specified, after hearing the explanation of the terms and conditions of the contract from E, the agent of the Plaintiff, and then delivered

(hereinafter referred to as “the second installment agreement of this case.” In addition, while the Plaintiff’s employee FF made a telephone call with the Defendant on the same day, i.e., “the second installment agreement of this case” 9 GT3 i.e., KRW 90,00,000, interest rate of 60 months, interest rate of 11.357% per annum, interest rate of 11.357% per annum, annual interest rate of 25%, the first installment, and 1,972,800 won per second installment after the second installment, i.e., automatic transfer from the Defendant’s account in the Defendant’s name on the 5th day per month, and i.e., the Defendant made a self signature on the installment financing agreement, and the terms and conditions

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