Nos. 1 and 2-2 of the judgment of the defendant

(a)in respect of the crime, the first half and half years of imprisonment, and the second half of the ruling;

(c)with respect to crimes;

Punishment of the crime

On February 15, 2016, the Defendant was sentenced to a suspended sentence of two years in August and February 23, 2016 by the Ulsan District Court for a violation of the Narcotics Control Act.

1. Fraud against victim D;

A. On October 21, 2015, the Defendant was at the Defendant’s house located in Ulsan-gu, Ulsan-gu, U.S., U.D., and the victim D “45 million won as a joint and several surety was given on or around August 2015 at the Defendant’s house located in Ulsan-gu, U.S., Ulsan-gu, and U.S., and the Defendant borrowed 45 million won as a loan to a general lender.

D. A loan with a high credit rating shall be granted to a financial institution with a low credit rating, and a loan shall be granted at the face of a principal, with a credit rating, and there shall be no joint and several debt obligation of a width.

The maximum amount of the loan shall be given and the loan shall be given. The amount of the loan received in four names shall be repaid within 2-3 months.

“A false statement” was made.

However, in fact, the Defendant borrowed money from the victim at the time, paid only a part of the above loans of KRW 45 million, and thought that the remainder was used as living expenses, entertainment expenses, etc. In addition, there was no special property at that time, and thus there was no intention or ability to repay the money even if the Defendant borrowed money.

On the same day, the Defendant, by deceiving the victim as above, had the victim obtain a loan of KRW 25 million from the Hyundai Savings Bank through telephone loan from the Defendant’s home, KRW 24.5 million from the JT-Friendly Savings Bank, and KRW 22 million from the JT-Friendly Savings Bank, and was granted KRW 5 million to the company bank account in the name of the Defendant on October 21, 2015, KRW 500,000 around October 22, 2015, KRW 5 million around October 22, 2015, and KRW 61.5 million around October 23, 2015, respectively.

B. On December 8, 2015, the Defendant was required to pay KRW 71,50,000 from the Defendant’s house located in Ulsan-gu, Ulsan-gu E to the injured party, and the Defendant was required to pay the borrowed money from the Defendant’s house and the victim “on the part of the lending company with the intent to pay the money.”