Defendant shall be punished by a fine of KRW 7,000,000.

When the defendant does not pay the above fine, 100,000 won.

Punishment of the crime

The Defendant is a person who is engaged in credit business.

Any person who intends to operate a credit business shall make a registration with the administrative agency having jurisdiction over the relevant place of business by each place of business.

Nevertheless, the Defendant, in August 30, 2012, lent 1 million won to the debtor D without registering credit business in the street room located in Seo-gu, Seo-gu, Seocheon-gu, Seocheon-gu, Seocheon-gu, and paid 100,000 won of fees, and repaid 1.3 million won a day to 65 days, as in the list of crimes, operated credit business on five occasions, including lending 21.2 million won to the general public from January 30, 2013, as in the list of crimes.

(b) Where an unregistered credit service provider lends a loan to an individual or a small-scale corporation, the annual interest rate shall not exceed 30 percent;

Nevertheless, the Defendant lent KRW 1 million to D at the same time and place as the preceding paragraph, and paid KRW 90,000,000,000,000 won per day to the obligor D, and lent money under the conditions of annual interest rate of 436.7% for 65 days each day.

From around that time to January 30, 2013, the Defendant loaned money to two debtors D, etc. over five occasions, such as the list of crimes, and loaned money exceeding the legal interest rate of 133.3 to 521.4% per annum.

(c) No debt collector who violates the Fair Collection of Claims Act shall assault, threaten, arrest or detain a debtor or his/her related person in connection with debt collection, or use a deceptive scheme or force against him/her;

Nevertheless, the Defendant, at around 19:30 on August 7, 2013, 2013, intended to exempt the victim F from all or part of the principal and interest of the loan at a coffee shop in Gangnam-gu Seoul, Gangnam-gu, Seoul, on the ground that: (a) the victim F did not fully pay the principal and interest of the loan; and (b) whether the principal and interest are fully paid as agreed upon.

내가 애들 데리고 왔는데 최소한 원금과 경비를 줘야 되는 거 아니냐. 이 씨발놈이 사람 우숩게 보네. 이 개새끼. 죽여버릴라....