The defendant's appeal is dismissed.

1. The Defendant, on the loan certificate of this case, directly entered the name and signature of the Defendant in the loan certificate of this case. D did not agree to enter “joint and several guarantors” and “the Defendant’s telephone number”, and the lower court convicted him of the Defendant with the statement of this case, including D with no credibility, even though the Defendant’s name and signature only were in possession of a copy of the loan certificate of this case.

2. Although the Defendant asserted the same as the above facts in the lower court’s judgment, the following circumstances acknowledged by the evidence duly admitted and investigated by the lower court in light of the circumstances as stated in the reasoning of the lower judgment, the Defendant did not deny the Defendant’s obligation even after receiving a message to repay KRW 30 million from July 15, 2017, which was the due date for payment of KRW 30 million, as stated in the instant loan certificate, from the Plaintiff-owner of the instant loan certificate, on July 16, 2017, and on July 31, 2015.

“,” August 1, 2015, “E President (E)”.

By no later than five days, the liquor tax summary “,” but also on August 5, 2015, is deposited on the Friday in Friday in Friday in Friday in Friday, e.g., Friday in August 7, 2015.”

Ended Crime Forwarding

“To August 11, 2015,” it has been given up to the 1st day of August 2015.

The loan obligation of KRW 30 million to E is recognized without answer to the letters and telephone from August 12, 2015. ② The Defendant is a substantial representative of the borrower corporation I as stated in the loan certificate of this case (in the investigation record, page 7 page of the Defendant’s complaint), and there is sufficient motive to become joint guarantor on the loan certificate of this case. ③ The Defendant withdraws the form in which D pays KRW 30 million to the Defendant with the funds of Q Q Co., Ltd. and lends money to the Defendant I who was injured by the accounting division.

on the loan certificate of this case, the name was stated and signed.

In this regard, the accounting account books of Q Q Co., Ltd. are reviewed.