Defendant shall be punished by a fine of five million won.

If the defendant does not pay the above fine, KRW 100,000.

Punishment of the crime

No creditor shall commit any act that seriously undermines privacy or peace in business by threatening any debtor or his/her related person in connection with the collection of claims, or by repeatedly or at night calls or by any other means delivering words, letters, sound, images, or goods to the debtor or his/her related person without justifiable grounds, thereby causing fear or apprehension.

1. Violation of the Fair Debt Collection Practices Act;

A. On April 28, 2017, the Defendant: (a) lent KRW 4.5 million to the Defendant’s home located in Seocheon-si apartment D apartment E on April 28, 2017; and (b) paid the amount of KRW 3.1 million to the Defendant’s mobile phone on the ground that the Defendant did not receive a telephone without paying the amount of debt. (c) The Defendant would have the Defendant pay the Defendant the amount of money to the Defendant’s mobile phone for the following reasons: (a) on the ground that the Defendant’s home located in Seocheon-si apartment E and paid the amount of KRW 3.1 million to the Defendant

Albi Dok

The message sent “........”

In addition, the Defendant, from April 28, 2017 to November 7, 2017, sent text messages to the obligor in relation to the collection of claims at least 51 times in total, as indicated in the List of Offenses (1) and sent them to the obligor, thereby causing fear or apprehension, thereby seriously impairing the privacy and peace of business.

B. The Defendant F (related person) at the same place as a policeman on May 2017, 2017, at the same time as the Defendant’s husband of G, with the cellular phone, “a new female has been caused,” and is aware of such fact.

G lends money to her husband's business fund, and it shall not be repaid until now.

This money shall not be repaid.

The message sent “........”

In addition, the Defendant sent text messages to the victim who is a related person repeatedly in relation to the collection of claims four times from May 2017 to November 10, 2017, as indicated in the List of Crimes (2).