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(영문) 울산지방법원 2014.03.25 2014고정75
대부업등의등록및금융이용자보호에관한법률위반
Text

Defendant

A shall be punished by a fine for negligence of KRW 7,000,000, and by a fine of KRW 5,000,000.

The Defendants respectively.

Reasons

Punishment of the crime

1. A person who intends to engage in credit business by defendant A shall register with the Special Metropolitan City Mayor, Metropolitan City Mayor, Special Self-Governing City Mayor, Do Governor, or Special Self-Governing Province Governor having jurisdiction over the relevant place of business, and the interest rate thereof shall not exceed 49

A. Defendant A, in collusion with D, did not register credit business, (1) around 11:56 on July 3, 2008, borrowed 200,000 won to B from Ulsanbuk-gu, Ulsan-gu, and loaned 200,000 won to G, subject to the payment of principal and interest for 80,000 won each day, after deducting 2% (40,000 won) and 1.66% interest per annum from 273.66% interest per annum from the debtor, and violated the statutory interest limit by receiving interest exceeding 49% per annum from the debtor on October 15, 2008.

A. (1) At the place described in paragraph (1), the obligor G loaned KRW 3 million to the obligor G, with a charge of KRW 50,000 per day for 72 days, 3% (excluding KRW 90,000 and KRW 2710,000,000 per annum, and the obligor paid interest exceeding 49.60% per annum by borrowing KRW 29.60,000 per annum, and violated the statutory interest rate limitation.

B. Defendant A: (a) around 12:48 on October 16, 2008

A. (1) At the place of entry, without registering a credit business, 3% of the fee (60,000 won and interest 90,000 won are deducted) on condition that the debtor G is paid 2 million won after 10 days after lending 200,000 won to the debtor G, 3% of the fee (1,850,000 won are loaned to the debtor, and 273.55% interest per annum, such as in the list of crimes in the annexed list of crimes, and the debtor is paid interest exceeding 49% per annum and violated the statutory interest rate limit.

2. Where Defendant B lends a loan to an individual or a small-scale corporation prescribed by Presidential Decree, the interest rate thereof shall not exceed the rate prescribed by Presidential Decree within the limit of 50/100 per annum;

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