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1. The defendant paid KRW 39,005,926 to the plaintiff as well as 5% per annum from March 3, 2020 to January 12, 2021.
Reasons
Facts of recognition
The status of the parties and the content of the insurance contract are the insurers who have concluded the following insurance contracts (hereinafter referred to as “property insurance of this case”) with C Management Units (hereinafter referred to as “Management Units”).
- A - The part for exclusive use by the owner or joint owner of each of the separate owners or owners of the D insurance contracts for the comprehensive insurance policy for insurance type - The defendant is the insurer of the fire liability insurance policy (hereinafter referred to as the "fire liability insurance policy of this case") separately purchased by G, a lessee of the building (F subparagraph; hereinafter referred to as the "the instant divided store") within the instant aggregate building, which is a lessee of the building located within the instant aggregate building (hereinafter referred to as the "the instant aggregate building") and the building and house fixtures within the Gangnam-gu Seoul Automobile Trade Complex (hereinafter referred to as the "the instant aggregate building") subject to the insurance policy from September 3 to September 3, 2018 to September 3, 2019.
This insurance is covered by the insurance period (from April 8, 2019 to April 8, 2024) where G is liable for damages to a third party due to a fire that occurred at the instant separate store, the insured shall be compensated for within KRW 500,000,000,000,000,000,000 and KRW 5,000,000,000,000,000,000,000,000,000,000).
On July 1, 2019, around 19:18, the occurrence of a fire accident and the degree of damage caused by a fire in the instant separate store, and there was an accident where the inside of the store was destroyed and part of the studio and the second underground and the second underground parking lot, which is common areas, were destroyed (hereinafter “the instant fire accident”).
According to the fire authority’s investigation and the investigation agency’s findings, G or employees operating a restaurant (mutual “H”, hereinafter “the restaurant of this case”) in the instant divided stores are overheateded in the course of cooking food (sprinking), and the flames are sprinked and sprinked.