The defendant shall be innocent.

1. The Defendant is a person in charge of soliciting and consulting insurance in an insurance company called “C”.

A. On July 3, 2015, the Defendant forged private documents: (a) at the Defendant’s house located in Daejeon-gu Daejeon-gu, Daejeon-gu, Daejeon-gu; (b) on the written claim form for payment of KB non-life insurance proceeds, the Defendant stated the customer E’s resident registration number and cell phone number, the date and time of the accident; (c) the receipt account of insurance money; and (d) whether the Defendant consented to the collection of personal credit information; (d) stated the “E” in the insurance claim form as the “E” and signed next thereto

Accordingly, for the purpose of exercising, the Defendant forged a letter of claim for insurance money in the name of E, a private document related to rights and obligations.

B. On July 6, 2015, the Defendant sent the forged claim for insurance money to the person in charge of KB damage insurance company by registered mail and exercised the claim.

2. Determination

A. According to the Defendant’s legal statement, the witness E’s legal statement, the witness F’s legal statement (except for the portion that is not trustable), and the evidence submitted by the Defendant, E purchased four insurance, including MG non-life insurance, MG sports, KB non-life insurance, and driver’s insurance through the Defendant, and the Defendant was the husband at the time of E.

On June 25, 2015, or June 26, 2015, E was under operation with F and insurance coverage, and E was under operation with F and MG non-life insurance and MGz. Before the operation, the Defendant decided to claim insurance proceeds, and F was granted permission by delivering the same to E. The Defendant sent the mobile phone message to E on June 25, 2015 that he/she would prepare two copies of the diagnosis form, etc. to claim insurance proceeds; the Defendant sent the surgery to KB non-life insurance with F and F, and the Defendant agreed to claim insurance proceeds by using a copy of the diagnosis; and E claimed insurance proceeds on July 3, 2015.