A defendant shall be punished by imprisonment for four months.

However, the execution of the above sentence shall be suspended for a period of one year from the date this judgment becomes final and conclusive.

Punishment of the crime

1. Violation of the Act on the Registration of Loan Business and the Protection of Financial Users;

(a) Any person who violates the Act on the Registration of Loan Business due to running a loan business without registration and the Protection of Financial Users shall register his/her place of business with a Special Metropolitan City Mayor, Metropolitan City Mayor, Metropolitan Autonomous City Mayor, Do Governor, or Special Self-Governing Province branch having jurisdiction over the relevant place of business;

The Defendant, without registering a loan business, did not report on June 2017, 201, on the Internet NAB “B” and provided that the Defendant would have leased money by reporting a notice to the obligor C’s “in need of supply.”

after this year.

7. 4. 12:00, the interest was paid in KRW 4.5 million on a monthly basis until December 7 of the following year, which was set as 10:10,000 from the mother law firm of 11273, to the above debtor, with the principal of KRW 11:00,000,000,000 as interest, from the mother law firm of 11:00,000 to the above debtor.

In addition, from January 22, 2018, the Defendant did not register the loan business as shown in the list of crimes in the attached Form, and borrowed the total amount of KRW 47.5 million to six debtors and received KRW 13.25 million in total interest.

(b) With respect to the registration of loan business due to excess interest rates and the interest rate in cases where a credit service provider that is not registered in violation of the Act on the Protection of Financial Users makes a loan, the maximum interest rate on cash lending contract shall not exceed 25 percent (25%) per annum under Article 2(1) of the Interest Limitation Act;

The Defendant, like the foregoing paragraph (a) around July 4, 2017, lent KRW 11 million to the obligor C, and received 5.6 million annual interest from December 7, 2012 to pay KRW 5.6 million per annum in excess of 25% per annum.

In addition, the Defendant received 1,6750,000 won from that time until January 22, 2018, and received interest exceeding 25% per annum as stated in the list of crimes in the attached Table, and is a unregistered credit service provider.