1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

1. Basic facts

A. 1) On May 4, 2014, the Plaintiff, a stock company operating car rental business, etc., is a vehicle A K5 vehicle between the Defendant and the Plaintiff (hereinafter “instant vehicle”).

2) As to the automobile insurance contract (hereinafter “instant insurance contract”)

The terms and conditions of the above insurance contract (B) are as follows. ① When the policyholder becomes aware that the following events have occurred after entering into an insurance contract, he/she shall, without delay, inform the insurance company of the fact and obtain approval. In such cases, if the insurance premium is changed according to the fact, the insurance company may accept the insurance premium or return the insurance premium, or terminate the insurance contract pursuant to Article 53 (1) 2 and 4.

1. The fact that matters concerning the insured motor vehicle, such as its use, model, registration number, load capacity, and structure, are changed;

2. The fact that he/she carries dangerous goods, such as explosives, high-pressure gas, explosives, freight, etc. into an insured automobile;

3. The insurance company may terminate the insurance contract within one month from the date it becomes aware of the occurrence of any of the following cases:

However, the termination of a contract under subparagraphs 1, 2, 4 and 5 shall not apply to the compulsory insurance.

2. Where he/she fails to make without delay a notice or falsely notifies the fact that the existence of the fact prescribed in Article 45 (1) has occurred after he/she concludes an insurance contract: Provided, That where the fact that the policyholder is to make such notice increases obviously, the insurance company may not cancel the insurance contract;

(2) An insurance company shall perform duties or contracts to inform policyholders of the transfer of contracts.