A defendant shall be punished by imprisonment for one year.

Punishment of the crime

The Defendant received a driver’s license from B, while operating the business fund and cost of living in the name of “C” with the investment of funds from “C,” and, in order to obtain a loan from a lending company using the name of “C”, agreed to arbitrarily prepare a written application for a loan in the name of “C” by borrowing an identification card necessary for “C” electrical pressure construction at the leased company using the name of “B.”

1. Around August 14, 2013, the Defendant forged a private document in the column of the applicant for the NHF Capital Credit Loan Agreement in the NHF Capital Loan Agreement at the cafeteria located in Osan-si D with a verification-type pen, stating “B” in the name column, “E” in the resident registration number column, “E” in the resident registration number column, “E” in the address column, and “B0 million won (e.g. 40,000,000)” in the loan application column, stating “B” in the applicant column as “B” and forging the applicant column with B’s signature on the name next to the name.

From that time to September 30, 2013, the Defendant forged three copies of the loan application form in the name of B, an office clerk related to rights and obligations, respectively, for the purpose of exercising over three occasions, such as the list of crimes in attached Table 1.

2. The Defendant at the time and place as referred to in Paragraph 1, sent the application for a forged credit loan to the NH Capital employee, who visited the place, as referred to in Paragraph 1, as if the document was duly formed, to the official in charge of name in charge.

From that time to September 30, 2013, the Defendant respectively exercised three copies of forged documents, as described in attached Table 1, on three occasions, respectively.

3. The Defendant, at the same time and place as Paragraph 1, has an existing obligation of KRW 200,000,000, and the Defendant did not have any particular property, and was engaged in B with the possession of the driver’s license, and thus, extended a loan from the victim NH Capital.