1. The Defendant shall pay to the Plaintiff KRW 25,382,127 as well as KRW 24,966,549 among them, from October 20, 2016 to the day of full payment.

1. The judgment of the Defendant: (a) concluded a credit card contract with the Plaintiff on July 28, 1997 and obtained a credit card from the Plaintiff; (b) according to the above credit card contract, the Defendant agreed to pay the credit card price on the 14th day of each month in addition to the damages for delay determined by the Plaintiff from the date following the due date to the due date for payment; and (c) as of October 19, 2016, the Defendant did not pay the credit card price of KRW 24,96,549, interest KRW 39,01, interest KRW 39,001, interest KRW 16,577, and delay damages as of October 19, 201, and KRW 25,382,127, the credit card price of KRW 27.9% per annum is not disputed between the parties, or if delay is made, by the purport of each entry and all pleadings as set forth in subparagraphs A through 4.

According to the above facts, the defendant is obligated to pay to the plaintiff damages for delay at the rate of 27.9% per annum from October 20, 2016 to the date of full payment of the credit card price of KRW 25,382,127 and the principal of KRW 24,96,549.

In regard to this, the defendant alleged that B, by deceiving the defendant and using the above credit card, was using the above credit card. However, there is no evidence to acknowledge this, and the defendant's above assertion is without merit.

2. In conclusion, the plaintiff's claim of this case is reasonable, and it is so decided as per Disposition.