The defendant's appeal is dismissed.

1. The sentence of the lower court (three years of imprisonment) is too unreasonable as to the summary of the grounds for appeal.

2. In the lower judgment, the Defendant agreed with the Victim G (12 billion won by fraud) and did not have any criminal record.

However, the total amount of fraud of the crime of this case reaches approximately KRW 720,000,00,000, and three victims, other than the above victims, have not been repaid properly, so there is a need for punishment accordingly.

In addition, considering all other circumstances such as the defendant's age, sex, environment, family relationship, motive and circumstance of the crime, and circumstances after the crime, the sentence of the court below is too unreasonable.

Therefore, the defendant's assertion is without merit.

3. In conclusion, the defendant's appeal is dismissed in accordance with Article 364 (4) of the Criminal Procedure Act on the grounds that the defendant's appeal is without merit. It is so decided as per Disposition.