Defendants shall be punished by imprisonment for six months.

However, for one year from the date this judgment became final and conclusive as to the Defendants.

Punishment of the crime

In addition to the non-offenders, the name-based person conspired to commit a telecommunications-based financial fraud (hereinafter referred to as "singing"), provided an account to receive money from the victim, and recruited a withdrawal bill to withdraw and deliver the money remitted to the account.

1. At the end of February 2019, Defendant A: (a) heard the phrase “around the end of February 2019, the Defendant would improve credit rating and make loans available to KRW 9 million; (b) withdraw the money deposited in the account of the principal as the loan would be possible; and (c) informed the account number of the F Association account in the name of the Defendant in response to the fact-finding statement.”

However, in fact, since the Defendant had experience in receiving loans from financial institutions in the past and had talked that it was illegal from a nameless person who misrepresented the above “E”, the Defendant was aware that the above lending was improper.

On February 20, 2019: (a) On February 20, 2019, the person under whose name is infinites H Bank’s "I Act on behalf of the H Bank"; (b) sent a text message to the victim J, stating, “I will be able to loan up to a maximum of 25 million won per annum, with the interest of 5.8% per annum; and (c) reported the text message to the victim J, “I will, upon repayment of the existing card loan, withdraw the contract within two weeks to raise credit and then issue the Musspbook to issue it.”; and (d) on March 12:31, 2019, the victim J shall transfer KRW 2.5 million to the said F Association’s account on or around March 4, 2019; and (d) on March 4, 2019, the victim J shall misrepresent the victim’s organization “on behalf of LM team leader,” and deposit money to the victim J with the same account as “on one five hundred five (14:5:5004).