The defendant's appeal is dismissed.

1. The summary of the grounds for appeal (e.g., a fine of three million won) imposed by the court below on the defendant is too unreasonable.

2. Although there are favorable circumstances such as the fact that the Defendant recognized the instant crime and reflected against the determination, the Defendant was punished for the same kind of crime, the violation of the Electronic Financial Transactions Act is highly likely to harm the safety and reliability of financial transactions through electronic media as well as to be used as a means of various criminal acts, and the Defendant’s motive and background leading to the instant crime, circumstances after the commission of the crime, and other various sentencing conditions indicated in the record, such as the Defendant’s age, character and conduct, environment, etc., are considered to be too unreasonable. Therefore, the Defendant’s above assertion is without merit.

3. In conclusion, the defendant's appeal is dismissed in accordance with Article 364 (4) of the Criminal Procedure Act on the ground that it is without merit. It is so decided as per Disposition.