The defendant shall be innocent.

1. Although the Defendant did not have any revenue, he purchased each of the non-life insurance products on May 6, 2009, whose monthly insurance premium amounting to 104,520 was meri fire insurance products, which amount to 47,800 of the monthly insurance premium on September 30, 2010, KRB life insurance products which amount to 100,620 of the monthly insurance premium on June 30, 201, and without need for continuous management and observation of medical personnel for the purpose of receiving insurance money such as hospitalization expenses and medical expenses, the Defendant was hospitalized at a hospital where it is readily possible to be sufficiently treated by the hospital without the need for continuous management and observation of the medical personnel. Although the need for hospital treatment was received for a long time, the Defendant received hospital treatment for a long time, and received insurance money by submitting a certificate of hospitalization and medical certificate, etc. as stated as being suitable at the time of discharge, and received insurance money to each insurance company.

From July 27, 2011 to August 13, 2011, the Defendant claimed insurance proceeds as if he had received normal hospitalized treatment for 18 days on the ground that the D oriental medical hospital located in Dongjak-gu Seoul Metropolitan Government from July 27, 2011 to August 13, 2011 stated that “a person who had been suffering from stairs while going beyond the limit” was “a person who had been hospitalized in the stairs.”

However, the symptoms of the defendant were not hospital treatment, but only hospital treatment can achieve the purpose of sufficient treatment, and the defendant was actually receiving hospital treatment.

As above, the Defendant, as well as the receipt of KRW 2,075,30 as insurance money from the victim on August 22, 201 from the victim, by deceiving the victim’s merts fire insurance, received KRW 28,283,934 as stated in the attached crime list from that time to May 8, 2012.

2. According to the police statement of E submitted as evidence on the fact that the defendant actually does not need hospital treatment, and the witness E’s legal statement, analysis of the defendant’s medical records is after hospitalization for a certain period of time.