1. The defendant shall pay to the plaintiff the amount of KRW 24,449,853 as well as KRW 1,469,98 among them, from August 20, 2013 to the day of full payment.

1. Assertion and determination

A. In addition to the purport of the arguments stated in Gap evidence 1 through 7, C purchased an automobile from Hyundai Automobile Co., Ltd. (hereinafter referred to as "Modern Automobile"), and concluded a sales guarantee insurance contract with the plaintiff as a modern automobile as security on December 15, 1997, and submitted it to Hyundai Automobile. According to the above guarantee insurance contract, where the plaintiff has paid the insurance money to the insured due to the occurrence of an accident not paid in installments, the policyholder shall pay the insurance money paid to the plaintiff and delay damages thereof [14% per annum until 30 days from the day following the payment of the insurance money, 30% per annum, 90% per annum, 29% per annum, 30% per annum, 90 per annum, 29% per annum, 40 per annum, 90 per annum, 160 per annum, 97, 30% per annum, 40% per annum and 94% per annum, 196.