Defendant shall be punished by a fine of KRW 3,000,000.

If the defendant does not pay the above fine, 50,000 won.

Punishment of the crime

Any person (excluding credit financial institutions) who intends to run credit business or loan brokerage business (hereinafter referred to as "credit business or loan brokerage business") shall register with the Special Metropolitan City Mayor, Metropolitan City Mayor, Do Governor, or Governor of a Special Self-Governing Province (hereinafter referred to as "Mayor/Do Governor") having jurisdiction over

On the other hand, with respect to the interest rate when an unregistered credit service provider lends a loan, it shall not exceed 30% per annum in accordance with Article 2 (1) of the Interest Limitation Act.

1. On July 5, 201, the Defendant, without registering a credit business, was to receive KRW 600,000 from C in the amount of monthly interest of KRW 3,60,000,000 from Goyang-gu building B (i.e., Gyeyang-gu building B (i., prior interest and KRW 90,000,000), and was to operate a credit business by making a loan as shown in the attached list of crimes.

2. The Defendant received interest exceeding each limited interest rate by granting each loan under the same conditions as the date and place described in paragraph 1, at the time and place described in paragraph 1.

Summary of Evidence

1. Defendant's legal statement;

1. A protocol concerning the police interrogation of the accused;

1. Statement of the police statement regarding C;

1. Application of Acts and subordinate statutes on account transactions;

1. Article 19(1)1, Article 3 of the former Act on the Registration of Credit Business, etc. and Protection of Finance Users (Amended by Act No. 11544, Dec. 11, 2012); Articles 19(2)3 and 11(1) of the relevant Act on criminal facts; and selection of fines, respectively.

1. Of concurrent crimes, the former part of Article 37, Articles 38 (1) 2 and 50 of the Criminal Act;

1. Articles 70 (1) and 69 (2) of the Criminal Act for the detention of a workhouse;

1. It is so decided as per Disposition for not less than Article 334(1) of the Criminal Procedure Act.