1. The part of the judgment of the court of first instance against the plaintiff shall be revoked.

The defendant shall pay to the plaintiff KRW 17,66,586 and 11,318 among them.

1. Determination as to the claim

A. In fact, the Defendant was issued a credit card loan, etc. from Hyundai Card Co., Ltd.; the balance of the credit card price, etc. is KRW 11,318,643 as of December 26, 2013; overdue interest is KRW 6,347,943; and the overdue interest rate claimed by the Plaintiff is KRW 17% per annum.

Hyundai Card Co., Ltd. assigned claims, such as credit card payments, to the Defendant to Hyundai Capital Co., Ltd. and the Plaintiff in sequence, and at that time notified the Defendant of the assignment of claims.

[Grounds for recognition] Gap 1, 2, 10, the purport of the whole pleadings

B. Therefore, the Defendant is obligated to pay the Plaintiff the total amount of KRW 17,66,586 (=11,318,643 won) and delay damages (6,347,943 won) to the Plaintiff who acquired credit card payments, etc.

(1) The court below accepted the plaintiff's appeal and revoked the part against the plaintiff in the judgment of the court of first instance, and ordered the payment of the money recognized earlier against the defendant.