1. The plaintiff's claims against the defendants are all dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

1. The amount of KRW 3 million on January 26, 2016, which was KRW 300,000,000,000, Securities Savings Bank, Inc., Ltd., a loan on the opposite contractual party’s date;

A. Under the Plaintiff’s name, each of the following terms and conditions was entered into with the Defendants as a monetary loan agreement (hereinafter “each of the instant monetary loan agreements”).

B. All of the above loans were remitted to the account under the Plaintiff’s name.

[Reasons for Recognition] Unsatisfy, Eul's entrys 1 to 4, Eul's 1, 2 and 3

2. The assertion and judgment

A. The plaintiff's assertion that the plaintiff informed his relative B of the authorized certificate and OTP number in the name of the plaintiff, but B entered into a monetary loan agreement with the defendants without the plaintiff's consent, and used the loan with the passbook in the name of the plaintiff. The plaintiff did not enter into each of the monetary loan agreements with the defendants, and the plaintiff asserts that each of the loans obligations against the defendants did not exist.

(2) In any of the following cases, an addressee of an electronic document may regard the expression of intent contained in the electronic document as the originator’s act, if it falls under any of the following cases:

2. Where an electronic document received has been transmitted by a person who has justifiable grounds to believe that it is based on the will of the originator or his/her agent, in view of the relations with the originator or his/her agent, matters concerning digital signatures in electronic commerce under Article 11 [Matters concerning digital signatures] shall be governed by the Digital Signature Act;

(O) Where any digital signature, signature or seal is required by other Acts and subordinate statutes to have the digital signature, seal or seal affixed on any document or document, it shall be deemed to have been satisfied when the digital signature affixed on the electronic document.

(2)