1. It is confirmed that each insurance contract entered in the separate sheet concluded between the Plaintiff and the Defendant is invalid.

2. The defendant.

1. Basic facts

A. On November 18, 201, the Defendant concluded each of the insurance contracts listed in the separate sheet (hereinafter “each of the instant insurance contracts”) with the insured as the Defendant as the Defendant.

B. On November 28, 201, the Defendant was hospitalized for 25 days due to climatic salt, tension, etc., and was hospitalized for 297 days thereafter as indicated in the record of hospitalization by June 16, 2014, and was paid by the Plaintiff KRW 22,880,000 (each KRW 11,440,000) by filing a claim for insurance proceeds under each of the insurance contracts of this case and filing a claim for insurance proceeds under each of the insurance contracts of this case from the Plaintiff before the instant lawsuit was filed.

The number of days of hospitalization 1201- 11- 11201- 11- 11201- 11- 28, 201- 201-11- 29 - 2012-23- 25 201- 201- 2012- 24 - 32012- 32036 - 206 - 30-20-34 - 205 - 20-30 30 - 25 - 30 30 - 20 5 -4 3 - 20 3 - 20 3 - 3 5 - 20 3 - 5 3 - 3 - 5 3 - 20 3 - 5 - 3 3 - 5 - 3 - 5 - 3 3 - 5 - - 3 3 - 3 3 - - 3 5 - tyleleleine typine of C.

C. Meanwhile, the details of the guaranteed insurance contracts concluded with the insurance company at the time of the conclusion of each of the instant insurance contracts are as follows.

The defendant's insurance coverage details Nos. 1448, 200 - 25,400 20,000 2 LIG damage in the status of the contract per day of hospitalization for injury of insurance premiums per month on the date of insurance company's purchase of insurance products.