1. Defendant A’s crime of the first 2016 order 3355, the second 2016 order 3425, the second 2016 order 4030, the second 4016 order 4655, the second 2016 order 1.

Punishment of the crime

On January 5, 2012, Defendant A was sentenced to one year of imprisonment for fraud at the Daejeon District Court and two years of suspended execution, and that judgment became final and conclusive on January 13, 2012.

Criminal facts

[2016 Highest 3355] Regional credit guarantee foundations and the Credit Guarantee Fund issued a credit guarantee certificate to guarantee the obligations of the foundation or the Fund by submitting only minimum documents, such as a contract for workplace lease, so that low credit self-employed persons, and non-stores and non-registered business operators in the blind spot of financial support may use the system, depending on the financial crisis and the economic atmosphere, and through the submission of the said credit guarantee certificate to the designated financial institution, the said financial institution provides loans to small and medium entrepreneurs through the above financial institution.

Defendant

A, as seen above, the fact that only a credit guarantee provided by a credit guarantee foundation or the Korea Credit Guarantee Fund may obtain a loan from a financial institution, by inviting the applicant for the loan, including E, to submit false data such as a false business registration certificate with the applicant for the loan. As if the applicant for the loan operates the place of business normally, he/she would deceiving the victim Daejeon Credit Guarantee Foundation, etc. to obtain a credit guarantee certificate and use it to divide the loan.

Defendant

A following the above public offering, on September 200 to October 10, 200, after E was the small and medium enterprisers operating the place of business, and it did not intend to operate the place of business, and thus, E was the most likely to actually operate the “F” by preparing false documents, such as a contract for lease of the place of business, with E, and allowing E to register the business in the name of “F”.

Defendant

A The credit cooperatives, which were located in the Dong-dong, Dong-dong, the business of which was entrusted by the Daejeon Credit Guarantee Foundation on October 13, 2009, are E.