Defendant shall be punished by a fine of one million won.

Where a defendant fails to pay a fine, one hundred thousand won shall be the day.

Punishment of the crime

Defendant,

1. On March 9, 2016, a cash loan contract concluded on March 9, 2016, the victim B lent KRW 2 million to the victim B, to receive interest of KRW 200,000 per month until the principal is repaid, and remitted KRW 1.8 million after deducting KRW 200,000 as a prior interest.

Accordingly, the Defendant received interest exceeding 25% per annum, which is the highest statutory interest rate.

2. 2016

4. On April 20, 2016, when lending KRW 2 million to the victim B on April 20, 2016, a cash loan agreement was concluded, the victim would receive interest of KRW 200,000 per month until the principal is repaid, and wired KRW 1.6 million after deducting KRW 200,000 from the prior interest and KRW 200,000 from the C account in the name of B.

Accordingly, the Defendant received interest exceeding 25% per annum, which is the highest statutory interest rate.

3. On June 4, 2016, a cash loan agreement of June 4, 2016, the victim B lent KRW 300,000 to the victim B to receive interest of KRW 300,000 per month until the principal is repaid, and the victim’s children’s children transferred KRW 2,30,000,000,000,000,000 calculated by deducting the interest from KRW 30,000,00,000,000,000

Accordingly, the Defendant received interest exceeding 25% per annum, which is the highest statutory interest rate.

4. On July 6, 2017, a cash loan agreement of July 6, 2017, the victim B lent KRW 3 million to the victim B, and agreed to receive interest of KRW 300,000 per month until the principal is repaid. B remitted KRW 2,50,000 after deducting KRW 30,000 from the interest of KRW 20,000,000,000,000 from the E’s account he knows.

Accordingly, the Defendant received interest exceeding 25% per annum, which is the highest statutory interest rate.

Summary of Evidence

1. Defendant's legal statement;

1. Protocol of the police statement concerning B;

1. Each detailed statement of deposit transactions, written confirmation of transfer, and financial transactions;

1. B written statements;

1. A certificate of borrowing;

1. Report on internal investigation (Submission of detailed statement on passbook transactions);

1. Reports on internal accidents (specific principal of the loan);

1. Application of Acts and subordinate statutes to report internal death (Calculation of the list of crimes and interest rates);

1. Articles 8 (1) and 2 (1) of the relevant Act on the Restriction of Interest on Criminal Crimes; the selection of fines;

1. The former part of Article 37 of the Criminal Code and Article 38 of the Criminal Code among concurrent crimes.