1. The Defendants are jointly and severally liable: Provided, That Defendants B, Defendant C, and Defendant D, respectively, KRW 650,000.

1. Determination on the cause of the claim

A. Comprehensively taking account of the respective descriptions and arguments set forth in Gap evidence Nos. 1 through 3, Hyundai Swiss Savings Bank (hereinafter "Mosp2 Savings Bank") concluded a loan agreement with the defendant A with the amount of 50 million won (limit) on September 8, 201, interest rate of 16% per annum, and at least 27% delay interest rate of 28% (hereinafter "the loan agreement of this case"), and implemented the loan agreement of this case within the limit of 6,50 million won, the remaining defendants were jointly and severally and severally guaranteed the loan agreement of this case within the limit of 6,50 million won. As of November 27, 2016, the loan balance of the defendant A was 464,963,563, interest rate of 163, 2746, 297, 2757, 297, 297, 207, 300, 467, 297, 297, 267, 27, 27, 14.

According to the above facts, Defendant A is the principal debtor of the loan agreement of this case, and the remaining Defendants are joint and several sureties. However, the remaining Defendants are liable to pay interest calculated at the rate of 24% per annum to the Plaintiff, a general successor to Hyundai Ssscam 2 Savings Bank, within the limit of 650 million won, within the limit of 1,039,047,847 won (i.e., the amount of loan 464,963,563, and interest 6,794,520, and interest 564) and the balance of loan 464,963,563,563 from November 28, 2016 on the following day to the day of repayment.

B. As to this, Defendant A at the time of the instant loan agreement.