1. The judgment of the court of first instance is modified as follows.

The contract is concluded between the Plaintiff (Counterclaim Defendant) and the Defendant (Counterclaim Plaintiff).

1. Basic facts

A. On July 31, 2013, the Plaintiff entered into the instant insurance contract with the Defendant on July 31, 2013. The key coverage of the instant insurance contract is as follows: (a) the amount to be paid as security classified into the main coverage of the instant insurance contract; (b) the amount to be paid in the event of death of 200,000,000 bodily injury resulting from general security injury (3-79%); (c) the amount of selective injury resulting from general security injury (3-79%) 200,000,000 injury; and (d) the amount to be paid in the event of subsequent disability falling short of 80% x the payment rate x the amount to be paid in the event of receiving treatment by being hospitalized with the general hospitalization cost (180 days limit) 30,000,000 injury; and (d) the general coverage of the instant insurance contract after the injury insurance contract includes the following details.

Article 1 (Types and Grounds for Payment of Insurance Money) The Company shall pay the insured (beneficiary) the insurance money agreed upon to the beneficiary (beneficiary) when any of the following events occurs:

1. Insurance money for advanced disability benefits: If the rate of payment specified in the disability classification table during the insurance period of this Special Terms and Conditions is at least 80%, the amount of insurance coverage for the Special Terms and Conditions shall be paid;

2. General disability insurance proceeds: In cases of injury to an amount calculated by multiplying the rate of payment specified in the disability classification table by the amount covered by the insurance coverage amount of this Special Terms and Conditions, if the disability becomes a state of disability the payment rate of which is less than 80% due to an injury during the insurance period of this Special Terms and Conditions, injury to an injury sustained by the body (including cases of physical assistance, such as artificial organs, artificial arms, artificial arms, bills, artificial arms, etc., but excluding cases of bodily assistance, such as artificial organs or parts, which are transplanted and substituted by its function) due to a sudden and incidental accident occurring during the insurance period shall be referred to in attached Table 1;