1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

1. Basic facts

A. The Plaintiff is the beneficiary of the instant insurance as B’s wife who subscribed to the non-dividend New Family Love Insurance (hereinafter “instant insurance”), which is the Defendant’s insurance product, and is the insurer of the instant insurance as a company running the insurance business.

B. B entered into an insurance contract with the Defendant on January 3, 2002 with the following content:

1) Contents insurance products: The content of insurance products: B; B; the beneficiary: B; the beneficiary: the life at maturity of the patient; B; other B; and the coverage content of the beneficiary’s death; (a) the primary insured for treatment of three major diseases after the date of commencement of responsibility (the date of commencement of cancer guarantee liability); 40% for the first time after the date of diagnosis and confirmation of brain stroke or acute strokene color (the date of commencement of cancer guarantee); 40% for the first time after the date of commencement of responsibility; 5 million won in lump-sum care; the insured for the first time after the date of hospitalization; 31 days for the first time after the date of the first time after hospitalization; 121; 181 days after hospitalization; 31:20 days after the date of first time after hospitalization; 1.71 million won for the first time after the date of first time after hospitalization; the insured for treatment of at least 40 million won for the first time after the date of first time after hospitalization; and the insured for the first time after hospitalization of at 1.

(Provided, That this shall not apply to the first insurance premium. The amount paid: 30,000 won per day more than three days but more than 30,000 won per day: two years after the date of the contract by the principal insured.