1. All of the plaintiff's claims are dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Basic Facts

On September 30, 2010, the Plaintiff entered into an insurance contract with the Defendant on September 30, 2010, stating that the insured and beneficiary will guarantee the hospitalization costs, surgery costs, etc. (hereinafter “instant insurance contract”).

On May 9, 2013, the Defendant was diagnosed with acute hepatitis, franchising disease, and trajection accompanied by hepatitis, and received hospitalized treatment for 18 days at B Hospital, as well as for 264 days after September 30, 2010, which was the date of entering into the instant insurance contract, and received hospitalized treatment for 13,052,575 won including the daily amount of hospitalization, etc. from the Plaintiff according to the instant insurance contract.

Insurance contracts concluded between the defendant and insurance companies other than the plaintiff and the defendant as the insured, and insurance proceeds received therefrom are as follows:

(1) On July 16, 2007, KB non-life insurance (UB non-life insurance) 34,50 on July 16, 2007 to 34,50 on a partner insurance, or July 16, 2002 to 5,182,713 207 to 98,000 insurance money of the Plaintiff’s 20,261,8743 201. The fact that the Plaintiff’s insurance contract was concluded on September 29, 201 to 34,50 on the non-life insurance (UB non-life insurance) ; the Plaintiff’s non-life insurance contract was concluded on July 16, 200; the Plaintiff’s non-life insurance contract was 5,000 on August 20, 207 to 30,261,84, 208, 204, 207, 24,74,27,